SafeGuard Business Lending Source (SGL)
These Terms of Use (“Terms”) constitute a legal agreement between you and SafeGuard Business Lending Source (SGL).
By accessing any part of this Site (“Site”) or by using the Services (described below), you are bound by these Terms and our Privacy Policy (available on the Site), and any other legal terms set forth on the Site (collectively, “Terms”). Certain Services may require you to accept additional terms.
IF YOU DO NOT AGREE TO BY THESE TERMS, DO NOT USE THE SITE OR ITS SERVICES.
Introduction and Defined Terms
SafeGuard Business Lending Source (SGL) assists qualified small business owners to obtain business financing solutions through its network of approved lenders and finance providers. SafeGuard Business Lending Source (SGL) is not a lender or finance provider and does not underwrite, approve, fund or collect on loans or other financial solutions. As with any legal obligation, you are urged to read and understand these Terms and any other legal documents presented to you. SafeGuard Business Lending Source (SGL) does not refer to any banking or financial accounts. Other words and phrases may be defined within the Terms in the context of their usage. The words “include,” “includes” and “including” are to be read as if they were followed by the phrase “without limitation”.
Changes to these Terms
SafeGuard Business Lending Source (SGL) reserves the right to change, modify, add or remove portions of these Terms without prior notice. Your continued use of the Site following posting changes means you accept and agree to the changes. The last revision date is listed at the bottom of the Terms. Please check these Terms periodically.
Content
SafeGuard Business Lending Source (SGL) owns or has permission to use all text, graphics, user interfaces, visual interfaces, photographs, trademarks (registered or unregistered), logos of any kind, and computer code (collectively, “Content”). Content includes without limitation the design, structure, coordination, selection, appearance, and arrangement of such Content. Your misuse of such Content may violate trade dress, copyright, trademark, and other intellectual property laws and unfair competition laws.
By using the Site or Services, you agree to the following:
A. User-Generated Content or Information Submissions. You are solely responsible for, and assume all liability regarding (i) information and content you provide through your use of the Site and any Services, (ii) your interaction with any third-parties, and (iii) your decision to accept services provided by a third party. You represent and warrant that you own or control all rights in and to the information you provide, and all such information will comply with these Terms. You understand and acknowledge that you are responsible for any information submitted or contributed. SafeGuard Business Lending Source (SGL) does not have any responsibility for such information, including its legality, reliability, accuracy, and appropriateness. We are not responsible or liable to any third party for the content or accuracy of any information provided by you or any other user of the Site. If you attempt to enter information to create a duplicate account, we may reject such activity and terminate your existing information.
B. You assume all risk when using SafeGuard Business Lending Source (SGL), it’s services, and with any interactions with third parties, including any lenders you are referred to.
C. You agree to provide accurate and complete information, and only information that belongs to you. If your information becomes outdated or changes, it is your obligation to update such information. YOU MAY NOT USE THE SITE OR SERVICES ON BEHALF OF ANOTHER PERSON OR BUSINESS, INCLUDING THE USE OF FICTITIOUS NAMES.
D. Prohibited Uses. You agree not to use the Site:
In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries). Exploitation, harm, or attempts to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
To send, knowingly receive, upload, download, use, or re-use any material that is not accurate and truthful and owned by you directly.
To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter”, “spam”, or any other similar solicitation.
To impersonate or attempt to impersonate us, our employees, other users, or any other person or entity (including by using email addresses associated with any of the foregoing that do not belong to you).
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm the Company or users of the Site or expose them to liability.
Additionally, you agree not to:
Use the Site in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Site, including their ability to engage in real time activities through the Site.
Use robots, spiders, or any automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on this Site.
Use any device, software, or routine that interferes with the proper working of the Site.
Introduce any viruses or other material that is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
Attack the Site via a denial-of-service attack or a distributed denial-of-service attack. Otherwise attempt to interfere with the proper working of the Site.
By providing information in any form to us via the Site or Service, you represent that you have the right to provide such information and you automatically grant to us an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to use, reproduce, publicly perform, publicly display and distribute such information, and to prepare derivative works of, or incorporate into other works, such information and content, and to grant and authorize sub-licenses of the foregoing. Occasionally, we may create, test or implement new features or services on the Site in which you may voluntarily participate. By participating in such features or programs, you grant us the rights stated in this paragraph to any information you provide to or through such features or services.
Additional Disclosures; Information Security
You acknowledge and agree that SafeGuard Business Lending Source (SGL) may disclose information you provide if required to do so by law, at the request of a third-party, or if we, in our sole discretion, believe that disclosure is reasonable to (i) comply with the law, requests or orders from law enforcement, or any legal process (regardless if required by law); or (ii) protect or defend SafeGuard Business Lending Source (SGL).
Information Security:
We work diligently to keep your information safe from unauthorized access, alteration, disclosure or destruction. We periodically review our procedures, information gathering, storage and processing practices, including physical security measures, to reduce risks of unauthorized access to systems. We restrict access to personal information from lenders, brokers and agents who need to know that information to process it for us, and who are subject to strict contractual confidentiality obligations and may be terminated if they fail to meet these obligations.
Links to Third-Party Sites and Dealings with Advertisers and Sponsors
The Site and Services may contain links to Sites of third-parties, including without limitation, advertisers, that are not under the control of SafeGuard Business Lending Source (SGL). SafeGuard Business Lending Source (SGL) is not responsible for the content of any linked site or any link in a linked site, or any changes or updates to such Sites. SafeGuard Business Lending Source (SGL) may provide links to you as a convenience; such links do not imply that we endorse or accept any responsibility for the content of such third-party Sites. Your correspondence or business dealings with, or participation in promotions of, advertisers or third parties found on or through the Site or Services are solely between you and such advertiser or third-party. You agree that SafeGuard Business Lending Source (SGL) is not responsible or liable for any loss or damage of any incurred as the result of the presence of such advertisers on the Site or Services. Please visit our Privacy Policy to learn more about how we use your information.
Opinions, advice, statements, offers, or any information or content provided through the Site or Services, but not directly by SafeGuard Business Lending Source (SGL) are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. SafeGuard Business Lending Source (SGL) DOES NOT: (i) GUARANTEE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED ON THE SERVICES, OR (ii) ADOPT, ENDORSE OR ACCEPT RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE BY ANY PARTY OTHER THAN REAL MARKETING. UNDER ANY CIRCUMSTANCES WILL SafeGuard Business Lending Source (SGL) BE RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM ANYONE’S RELIANCE ON INFORMATION OR OTHER CONTENT POSTED ON THE SITE OR SERVICES, OR TRANSMITTED TO OR BY ANY USERS.
Disclaimer of Warranties
We do not guarantee that files available for downloading from the internet or the Site will be free of viruses. You are responsible for implementing sufficient procedures and checkpoints to satisfy your requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY SITE LINKED TO IT.
YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER REAL MARKTING NOR ANY PERSON ASSOCIATED WITH SafeGuard Business Lending Source (SGL) MAKE ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, SafeGuard Business Lending Source (SGL) NOR ANYONE ASSOCIATED REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL SafeGuard Business Lending Source (SGL), ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL SafeGuard Business Lending Source (SGL) BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, COMPENSATORY, CONSEQUENTIAL, AND/OR INCIDENTAL, ARISING OUT OF OR RELATING TO THE CONDUCT OF YOU OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE SERVICES.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification:
You agree to defend, indemnify, and hold harmless SafeGuard Business Lending Source (SGL), its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including any content or information you provide, any use of the Site’s content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Website.
Communication and Privacy
You acknowledge and agree that we can use your email address to send you messages notifying you of important changes to the Services, and to provide reminders or other special offers we believe may be of interest to you. If you provide a mobile number, you agree we may contact you by telephone to communicate with you regarding the Services and to share other special offers we believe may be of interest to you. If you do not want to receive such email messages, telephone calls or SMS/text messages, please refer to our Privacy Policy to review your options or opt-out directly from the message you receive.
Termination:
These Terms are effective upon your use of the Site or Services and will remain in effect in perpetuity unless terminated. Either you or SafeGuard Business Lending Source (SGL) may terminate the relationship for any reason, without explanation, effective upon written notice to the other party. SafeGuard Business Lending Source (SGL) reserves the right to immediately terminate your access to the Services, without notice or explanation. We also may delete your information or data from our Services and any other records at our sole discretion.
Termination of your information does not apply to or have any effect on any agreements with you and any other third party, including any lenders or other financial service providers you are connected with via our Service.
These Terms of Use were last revised on July 31, 2020.